How Can an Insurance Company Pull the Wool Over Your Eyes?
From Super Lawyers Missouri and Kansas 2016 Edition
by Amy Kates
An Ensemble Drama
Stueve Siegel Hanson's Patrick Stueve on his starring role in Bezich v. The Lincoln National Life Insurance Company
Peter Bezich was surfing the web to find answers to a question he had about his insurance policy when he came across Stueve Siegel Hanson in Kansas City, Missouri.
“He saw that we were investigating overcharges for cost of insurance coverage [in two cases] and called us,” says business litigator Patrick Stueve.
Bezich, Stueve says, purchased a $200,000 permanent variable life policy – Lincoln’s Financial’s “Ensemble II.”
“What he didn’t understand at the time he purchased the policy is that under the cost of insurance coverage [COI] – which is based on age, sex classification and health to determine mortality risk – [Lincoln National Life Insurance] was adding undisclosed hidden loads into the COI charge.”
(The story appears on page 17)
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